Cameron Law Office Chartered, is a Twin Cities-based law firm that brings astute business knowledge to transactional and real estate law. Their history in employment law and litigation also supports their understanding of the risks associated with business and how to best represent your interests in each unique deal.
Today Cameron Law Office is a preferred legal advisor for real estate developers, those starting, buying or selling a business, investors, and entrepreneurs. Their responsive team will help you act decisively on the multitude of business opportunities that come your way.
In addition to operating his own law practice since 1992 and investing in various real estate and business deals, John Cameron has founded a private investment firm, Halo Bay Capital LLC. Through its extensive business connections, Halo Bay coordinates and manages real estate and business deals on behalf of its member investors. Learn more at www.halobay.com.
Investing in the latest office technology and focusing on exceptional service, Cameron Law Office is uniquely positioned among law firms and legal services to support the speed of business.
Entrepreneur and attorney John Cameron has positioned his law firm as a resource for investors and companies that require responsive and practical legal advice and the litigation services to back them up. His straightforward approach and personable style translates to a passion for representing business and real estate deals throughout the firm.
Real Estate Property Tax Appeals
November 11, 2009
John walks us thru the process of valuing Commercial real estate, determining if there is a problem with the Assessors valuation, negotiating a reduction and/or appealing the Assessors valuation to the tax court. He covers filing deadlines, documentation, negotiation and possible outcomes that can affect real estate property tax valuations over several years in the same process.
Shareholder & Partner Disputes
October 22, 2009
In this podcast we learn how tough economic times and unexpected decreases in asset values can and do create problems for business owners. Problem loans, unanticipated situations, theft, poor management practices, decreases in sales can all lead to cash flow problems and defaults. These issues are best handled within a very organized business that anticipated future problems when originally drafting the corporate documents to provide the systems to resolve problems. We discuss this and more in this podcast.
Corporate Governance Issues & Ownership Disputes
September 29, 2009
John Cameron helps us understand business governance and dispute issues that can come up in the operation of a business. The type of entity, hierarch of positions, i.e., shareholders, directors and management of a business and how they are empowered to act on behalf of a business organization. The need for good corporate record keeping including minute book, resolutions and authorizations to take actions. He also covers the process for raising and resolving concerns and disputes between owners and managers of a business.
Mortgage & Debt Acquisition
August 27, 2009
In this podcast, John Cameron tells us how to locate opportunities to purchase secured loans at a discount in today’s markets. By approaching banks, insurance companies and other conduit loan originators you may be able to find, analyze and purchase secured loans in a manner that gives you an opportunity to make a healthy return on your investment. He covers Letters of intent, due diligence and exit strategies for these types of assets as well.
Emergency Planning
August 18, 2009
In this podcast Mr Cameron and Nesbit talk to us about emergency planning for businesses. They cover the usual fire, theft, hail, tornado and other emergencies that first come to mind. They also discuss what could happen to a closely held business if the owner is suddenly disabled or killed in an accident. We cover life and disability insurance, buy sell agreements and succession planning questions. This podcast if important for business owners so that they can think about the possible risks that could disrupt a business, it’s employees, customers and venders and issues concerning the heirs.
Commercial Loans Workouts & Foreclosures
August 11, 2009
In these difficult economic times, when asset values are falling, many loans that previously were performing and within the loan to asset values established by lenders are in trouble. Mr Cameron advises us to be preemptive in dealing with your lenders and try to work with them prior to being in default. There are occasions where a loan modification (extending the term, rate change or principal reduction) or forbearance agreements may provide the short or long term fix necessary to avoid foreclosure. We also cover the rules of foreclosure so that the listeners know how that process works if it is impossible to save the deal.
The Attorneys Role in the Sale of a Business
June 16, 2009
This is a discussion of the role of an attorney in the sale of a business. We go over the process from beginning to end including: letter of intent, purchase agreement, warranties and representations, loan documents, consulting and non-compete agreements. We also discuss what is involved in a properly executed due diligence process. This podcast will give you a good general idea of what will be involved in the sale or acquisition of a business.
Layoffs, Furloughs and Terminations
June 9, 2009
In this podcast we review the laws regarding layoffs, furloughs and terminations that apply to business owners. We discuss the “at will doctrine” of employment and how to ensure that you are not in violation of discrimination, whistle blower or retaliation rules which may apply. Mr Cameron shows us how to be fair and honest making transparent decisions and how to document the file so that everything is handled properly. In tough economic times we sometimes have to let people go in order to save the business and there is a proper way to do so and limit the repercussions of these unfortunate events.
Opportunities in a Down Market
May 21, 2009
In the current economic down market there are investment opportunities that might be good investments. These could include acquisition of distressed assets such as residential properties, commercial properties and the purchase of mortgages. In order to increase your chance at a successful investment, Mr Cameron reviews the proper “due diligence” process and we review how to ensure clear title, find suitable funding and the basic rules of lending in the situation of purchasing a mortgage position. The key here is to be prepared to foreclose if necessary to protect your investment.
New Ventures, Joint Ventures and Partnerships
April 14, 2009
In this podcast Mr Cameron walks us thru the process of selecting an entity to house a new business venture. We discuss the choices of entities available, how they are formed and how they are governed. We review initial capitalization, debt structure and the requirement for income tax filings on behalf of the entity. We also discuss buy/sell agreements, partnership and membership agreements for the various choice of entities. This is a basic “business entity 101” podcast.
