Podcast Archive

How to Shop Your Insurance

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In this podcast, Mr Nesbit shows us how to effectively shop all of our insurance to ensure that we have the lowest possible premiums available. Most of us put our business insurance in place and instead of reviewing it each year we simply keep on paying the bills without reviewing the coverage. Our needs may have changed and the insurance carriers that write the insurance changes from year to year. An annual review is good business.

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Health Insurance

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This is a lively discussion of the ever increasing costs of health insurance for businesses and their employees. We learn that there are some things a business can do to help control these costs going forward but it will take some effort on the part of business owners and their employees to impact these costs.

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Group Affinity Programs

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In this podcast we discuss group affinity programs, what they are and how they can help a business or association. The simple fact that a business can join a group with similar concerns within some type of industry or business grouping can help a business grow and share information on their businesses. It also gives the members an opportunity to form a buying group to obtain discounted rates for buying everything from insurance to cars or technology products.

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Errors & Omissions Insurance

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Chad explains the potential liability exposure that can hurt a business if something bad happens and there is no coverage. Errors & Omissions is a type of exposure that is not typically covered under your general liability insurance. We usually think of E & O coverage as something that Doctors, attorneys and accountants need to have. However is a coverage that all businesses should contemplate such as a trade business: contractor, plumber, electrician or HVAC firm in the instance of participating in the design of a system that ends up not functioning properly and leading to litigation. It should be considered by all businesses as he explains in this podcast.

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Emergency Planning

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In this podcast Mr Cameron and Nesbit talk to us about emergency planning for businesses. They cover the usual fire, theft, hail, tornado and other emergencies that first come to mind. They also discuss what could happen to a closely held business if the owner is suddenly disabled or killed in an accident. We cover life and disability insurance, buy sell agreements and succession planning questions. This podcast if important for business owners so that they can think about the possible risks that could disrupt a business, it’s employees, customers and venders and issues concerning the heirs.

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Affinity Programs Part 2

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In this podcast we get a more in depth review of affinity programs and more detail in how to find and use them to control all types of costs of a business including your insurance coverage. For anyone who is interested in this topic and has listened to Affinity Programs I this is a great follow up to show you how to use them to lower your costs.

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Developing a China Strategy

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Jeff W Jiang leads the China Strategies Consulting Group at his firm and is a native of China. His practice helps introduce business owners to China via seminars, organized trips to China and in helping them utilize his network of contacts in China to locate suitable partners to do business there. He tells us about the China economy and how to avoid problems doing business half the world away.

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Disaster Recovery

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In this podcast Mr Locketz walks us thru the process of planning for possible disasters that could occur and disrupt a business. In the event of a fire, flood, tornado, the loss of data or other disruptions to a business it is essential to have backup plans that anticipate the possible risks that could have an adverse impact on your business. He discusses issues such as how to contact employees, customers, vendors and sources that could be available to keep your business running while you recover from a disaster. This podcast is a must listen for business owners so that you can anticipate possible problems and have a good idea how to deal with them should they occur.

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Qualified Retirement Plans

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The rules for successfully navigating qualified retirement plans require the advice of an experienced actuarial and benefits consulting group. We discuss the issues involved in simple IRA’s, 401(k) Profit Sharing Plans and Defined Benefit Plans in terms that are easy to understand and comprehend. We discover that the contribution limits, age discrimination rules and rules for setting up qualified plans that evenly weigh the benefits for employers and employees takes careful planning and implementation.

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